Terms of Use

Our Services

Health Coverage Advisor provides an online platform to help users search for, compare, and understand health insurance options and connect with licensed insurance professionals. We are not an insurance carrier. We provide information and facilitate connections between you and insurance providers or licensed agents.

Not Medical or Legal Advice

The content provided on this website is for general informational purposes only. It is not intended to be a substitute for professional medical advice, diagnosis, or treatment, nor does it constitute legal or tax advice. Always seek the advice of qualified professionals regarding your specific situation.

Plan Availability and Eligibility

We do not guarantee that any specific insurance plan will be available to you or that you will qualify for coverage. Plan eligibility, premiums, and benefits are determined solely by the insurance carriers based on their underwriting guidelines and applicable laws. The quotes provided on our site are estimates based of the information you provide and may change upon formal application.

User Obligations

By using our services, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any communication with us and for restricting access to your device. You agree not to use the website for any unlawful purpose or in any way that could damage or impair the site's functionality.

Intellectual Property

The content, design, graphics, and logos on this website are the property of Health Coverage Advisor or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of this website without our express written permission.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Health Coverage Advisor. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites. You access such sites at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Health Coverage Advisor shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of or inability to use the website or services. Our total liability for any claim arising from these Terms shall not exceed the amount you paid to us, if any, for the use of the services.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page with an updated "Last updated" date. Your continued use of the website after any such changes constitutes your acceptance of the new Terms.

Contact Information

If you have any questions about these Terms, please contact us at:

Health Coverage Advisor

Email: support@healthcoverageadvisor.com